Holiday Planning on a Budget #4 – More Tips and Ideas for Saving Money this Christmas Holiday Season

Each year, when it’s time to create your holiday budget there are often easy ways to cut back so that you have more to spend in the areas that matter most to you. For example, you can cut back on holiday party attire and wear an item from the previous year, so that you can have more money to spend on holiday gifts. 

In tip #2 of my Holiday Planning on a Budget series, I shared 5 Steps to Creating a Holiday Budget , but what do you do when your expenses are still a little high?  If you’re stuck on where you can make cut-backs, here are 5 more tips and ideas on areas you can scale back during this holiday season: 

Budget Tip #1 – Holiday Lighting

Holiday lighting is beautiful but will consume a lot of energy and unnecessary expense if you tend to go overboard. Instead of stringing up thousands of lights this year, consider scaling back.

Budget Tip #2 – Holiday Cards

Instead of spending money on expensive holiday cards, shop around for the best deals.  You can also send e-cards, when appropriate, to some people on your holiday card list.  Then, after the holidays, stock up on holiday cards for the next year.  Most stores discount their cards up to 75%, so it’s a great way to save money.

Budget Tip #3 – Holiday Parties

If you receive more holiday party invites that you have the time for, consider choosing just one or two. You’ll save money on attire and hostess gifts, plus you’ll have more time to spend attending the events you’re truly interested in.

Budget Tip #4 – Cut Back on Gifts

Watching children excitedly open their gifts is priceless.  Well, sort of.  Your wallet may not agree!  Most children aren’t going to notice if there are a few less gifts this year.  So, instead of giving an endless number of holiday gifts, cut back and give them one or two gifts that they will remember. They’ll have as much fun and you’ll spend less.

Budget Tip #5 – Use Gift Cards

Giving gift cards has become a lot more acceptable today, and it’s a lot easier for the gift giver.  If you know the recipient quite well, you can pick a store they love, and let them choose exactly what they want.  This can easily be budget friendly because you will have determined your budget for all gift cards ahead of time, reminding you to stay within your budget.

This holiday season, with a little planning, you can still have a very memorable holiday and you’ll be better able to manage your spending without any stress or debt.

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About Jacquie

Jacquie Ross is a professional organizer, a Certified Life and Family Coach and award winning owner of CastAway the Clutter! A busy person's expert, Jacquie works with professionals, seniors, empty nesters and families to develop strategies to reach their goals, identify any road blocks, and find more meaning in their lives. Learn more about Jacquie’s life coaching and parent/youth/family coaching here at the CastAway the Clutter Blog, and for organizing services, visit CastAway the Clutter! Jacquie can also be found on Facebook
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8 Responses to Holiday Planning on a Budget #4 – More Tips and Ideas for Saving Money this Christmas Holiday Season

  1. Pingback: Holiday Planning on a Budget | The Family Makeover Maven

  2. Tips and Ideas for Saving Money this Christmas Holiday Season, christmas budget, holiday planning on a budget, get organized for the holidays, budget christmas | The Family Makeover Maven was stored like a favorite :), I like your blog!

    • Ervin says:

      Absolutely agree. I sometimes lose jobs beusace of budget or a friend offers to do it. May as well call them ex friend beusace it is very rare that this works out. Book a good photographer and your happy for the rest of your life.

  3. Carrie says:

    Great tips—I love getting gift cards, so I shouldn’t feel guilty about giving them!

  4. Rebecca says:

    Very good ideas! E-cards are definitely an option and could potentially save a lot of money. Maybe creating a family “letter” with photos and an update of the year and sending it out in PDF format. That way people can print it if they want to, or just view it on their computer. Thanks for the great tips…you already have me thinking! 🙂

  5. Pingback: Tips Series: Budget tips for Christmas spending |

  6. I would also add: Avoid the temptation to buy “just one more thing.” This happened to me when I tried to do my shopping early. As Christmas got closer, and the world around me was in buying mode, I got sucked in and ended up overspending. So once you’ve made your list – stick to it!
    Janet Barclay recently posted..How to Choose the Best Web Hosting Company for Your WordPress WebsiteMy Profile

    • Jacquie says:

      Great tip, Janet! I know what you mean! I find that if I go shopping on the day after Thanksgiving, I end up with a bunch of “gifts” for me! lol